- Notice of Provisional Refund
In response to your substitute-check claim,
we are refunding (amount) [of which [(amount) represents
fees] [and] [(amount) represents accrued interest]] to your
account, while we complete our investigation of your claim. You may
withdraw these funds as of (date). [Unless we determine that
your claim is not valid, we will credit the remaining amount of your
refund to your account no later than the 45th calendar day after we
received your claim.]
If, based on our investigation, we determine that your
claim is not valid, we will reverse the refund by withdrawing the
amount of the refund [plus interest that we have paid you on that
amount] from your account. We will notify you within one day of any
such reversal.