PDF Library

All Federal Reserve Board and Consumer Financial Protection Bureau (CFPB) regulations and official staff commentaries published in the FRRS, as well as selected procedural and organizational rules, are available for download below (also available, Bank Secrecy Act regulations promulgated by the U.S. Department of the Treasury).

Regulations and Official Staff Commentaries

• Regulation A—Extensions of Credit by Federal Reserve Banks (237 KB PDF)

• Regulation B—Equal Credit Opportunity (699 KB PDF)
• Regulation B Commentary—Equal Credit Opportunity (276 KB PDF)
• Regulation B (CFPB)—Equal Credit Opportunity (665 KB PDF)
• Regulation B Commentary (CFPB)—Equal Credit Opportunity (183 KB PDF)

• Regulation C (CFPB)—Home Mortgage Disclosure (342 KB PDF)
• Regulation C Commentary (CFPB)—Home Mortgage Disclosure (268 KB PDF)

• Regulation D—Reserve Requirements of Depository Institutions (308 KB PDF)

• Regulation E—Electronic Fund Transfers (369 KB PDF)
• Regulation E Commentary—Electronic Fund Transfers (354 KB PDF)
• Regulation E (CFPB)—Electronic Fund Transfers (237 KB PDF)
• Regulation E Commentary (CFPB)—Electronic Fund Transfers (367 KB PDF)

• Regulation F—Limitations on Interbank Liabilities (185 KB PDF)
• Regulation G—Disclosure and Reporting of CRA-Related Agreements (225 KB PDF)
• Regulation H—Membership of State Banking Institutions in the Federal Reserve System (391 KB PDF)
• Regulation I—Federal Reserve Bank Capital Stock (201 KB PDF)
• Regulation J—Collection of Checks and Other Items by Federal Reserve Banks and Funds Transfers Through Fedwire (342 KB PDF)
• Regulation K—International Banking Operations (348 KB PDF)
• Regulation L—Management Official Interlocks (198 KB PDF)

• Regulation M—Consumer Leasing (241 KB PDF)
• Regulation M Commentary—Consumer Leasing (232 KB PDF)
• Regulation M (CFPB)—Consumer Leasing (95 KB PDF)
• Regulation M Commentary (CFPB)—Consumer Leasing (107 KB PDF)

• Regulation N—Relations with Foreign Banks and Bankers (177 KB PDF)

• Regulation O—Loans to Executive Officers, Directors, and Principal Shareholders of Member Banks (239 KB PDF)
• Regulation P (CFPB)—Privacy of Consumer Financial Information (386 KB PDF)
• Regulation Q—Capital Adequacy of Bank Holding Companies, Savings and Loan Holding Companies, and State Member Banks (1518 KB PDF)
• Regulation R—Exceptions for Banks from the Definition of Broker in the Securities Exchange Act of 1934 (240 KB PDF)
• Regulation S—Reimbursement to Financial Institutions for Providing Financial Records; Recordkeeping Requirements for Certain Financial Records (184 KB PDF)
• Regulation T—Credit by Brokers and Dealers (291 KB PDF)
• Regulation U—Credit by Banks and Persons Other Than Brokers or Dealers for the Purpose of Purchasing or Carrying Margin Stock (554 KB PDF)

• Regulation V—Fair Credit Reporting (1100 KB PDF)
• Regulation V (CFPB)—Fair Credit Reporting (1797 KB PDF)

• Regulation W—Transactions Between Member Banks and Their Affiliates (288 KB PDF)
• Regulation X—Borrowers of Securities Credit (167 KB PDF)

• Regulation X (CFPB)—Real Estate Settlement Procedures (764 KB PDF)
• Regulation X Commentary (CFPB)—Real Estate Settlement Procedures (134 KB PDF)

• Regulation Y—Bank Holding Companies and Change in Bank Control (760 KB PDF)

• Regulation Z—Truth in Lending (5298 KB PDF)
• Regulation Z Commentary—Truth in Lending (1709 KB PDF)
• Regulation Z (CFPB)—Truth in Lending (17501 KB PDF)
• Regulation Z Commentary (CFPB)—Truth in Lending (2460 KB PDF)

• Regulation BB—Community Reinvestment (280 KB PDF)
• Regulation CC—Availability of Funds and Collection of Checks (917 KB PDF)

• Regulation DD (CFPB)—Truth in Savings (184 KB PDF)
• Regulation DD Commentary (CFPB)—Truth in Savings (247 KB PDF)

• Regulation EE—Netting Eligibility for Financial Institutions (186 KB PDF)
• Regulation FF—Obtaining and Using Medical Information in Connection with Credit (184 KB PDF)
• Regulation GG—Prohibition on Funding of Unlawful Internet Gambling (206 KB PDF)
• Regulation HH—Designated Financial Market Utilities (253 KB PDF)
• Regulation II—Debit Card Interchange Fees and Routing (270 KB PDF)
• Regulation KK—Swaps Margin and Swaps Push-Out (298 KB PDF)
• Regulation LL—Savings and Loan Holding Companies (346 KB PDF)
• Regulation MM—Mutual Holding Companies (509 KB PDF)
• Regulation NN—Retail Foreign Exchange Transactions (251 KB PDF)
• Regulation OO—Securities Holding Companies (206 KB PDF)
• Regulation PP—Definitions Relating to Title I of the Dodd-Frank Act (212 KB PDF)
• Regulation QQ—Resolution Plans (214 KB PDF)
• Regulation RR—Credit Risk Retention (359 KB PDF)
• Regulation TT—Supervision and Regulation Assessments of Fees (211 KB PDF)
• Regulation VV—Proprietary Trading and Certain Interests in and Relationships with Covered Funds (353 KB PDF)
• Regulation WW—Liquidity Risk Measurement, Standards, and Monitoring (335 KB PDF)
• Regulation XX—Concentration Limit (184 KB PDF)
• Regulation YY—Enhanced Prudential Standards (568 KB PDF)
• Regulation ZZ—Regulations Implementing the Adjustable Interest Rate (LIBOR) Act (426 KB PDF)

Procedural and Organizational Rules

• Board of Governors—Rules of Organization (198 KB PDF)
• Board of Governors—Rules of Procedure (187 KB PDF)
• Federal Open Market Committee—Rules of Organization (170 KB PDF)
• Federal Open Market Committee—Rules of Procedure (193 KB PDF)
• Post-Employment Restrictions for Senior Examiners (199 KB PDF)
• Procedures for Debt Collection (205 KB PDF)
• Rules of Practice for Hearings (382 KB PDF)
• Rules Regarding Access to Personal Information under the Privacy Act of 1974 (209 KB PDF)
• Rules Regarding Availability of Information (264 KB PDF)
• Rules Regarding Delegation of Authority (268 KB PDF)
• Rules Regarding Public Observation of Meetings (211 KB PDF)