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6-1550

Fair Credit Reporting Act

15 U.S.C. 1681; 84 Stat. 1128; Pub. L. 91-508, Consumer Credit Protection Act, Title VI (October 26, 1970)
  • Section
  • 601
    Short title
  • 602
    Findings and purpose
  • 603
    Definitions and rules of construction
  • 604
    Permissible purposes of reports
  • 605
    Requirements relating to information contained in consumer reports
  • 605A
    Identify theft prevention; fraud alerts; and active duty alerts
  • 605B
    Block of information resulting from identity theft
  • 605C
    Adverse information in cases of trafficking
  • 606
    Disclosure of investigative consumer reports
  • 607
    Compliance procedures
  • 608
    Disclosures to governmental agencies
  • 609
    Disclosures to consumers
  • 610
    Conditions and form of disclosure to consumers
  • 611
    Procedure in case of disputed accuracy
  • 612
    Charges for certain disclosures
  • 613
    Public record information for employment purposes
  • 614
    Restrictions on investigative consumer reports
  • 615
    Requirements on users of consumer reports
  • 616
    Civil liability for willful noncompliance
  • 617
    Civil liability for negligent noncompliance
  • 618
    Jurisdiction of courts; limitation of actions
  • 619
    Obtaining information under false pretenses
  • 620
    Unauthorized disclosures by officers or employees
  • 621
    Administrative enforcement
  • 622
    Information on overdue child support obligations
  • 623
    Responsibilities of furnishers of information to consumer reporting agencies
  • 624
    Affiliate sharing
  • 625
    Relation to state laws
  • 626
    Disclosures to FBI for counterintelligence purposes
  • 627
    Disclosures to governmental agencies for counterterrorism purposes
  • 628
    Disposal of records
  • 629
    Corporate and technological circumvention prohibited

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