Description: This is
a sample of a completed Closing Disclosure for the refinance transaction
illustrated by form H-24(D). The purpose, loan amount, loan term,
and interest rate have not changed from the estimates provided on
the Loan Estimate. The outstanding balance of the existing mortgage
loan securing the property was less than estimated on the Loan Estimate.
The creditor requires an escrow account and that the consumer pay
for private mortgage insurance for the transaction.