The following list indicates the
federal agency or agencies that should be listed in notices provided
by creditors pursuant to section 1002.9(b)(1). Any questions concerning
a particular creditor may be directed to such agencies. This list
is not intended to describe agencies’ enforcement authority
for ECOA and Regulation B. Terms that are not defined in the Federal
Deposit Insurance Act (12 U.S.C. 1813(s)) shall have the meaning given
to them in the International Banking Act of 1978 (12 U.S.C. 3101).
1. Banks, savings associations, and credit unions
with total assets of over $10 billion and their affiliates: Bureau
of Consumer Financial Protection, 1700 G Street NW, Washington, DC
20552. Such affiliates that are not banks, savings associations, or
credit unions also should list, in addition to the Bureau: Federal
Trade Commission, Consumer Response Center, 600 Pennsylvania Avenue
NW, Washington, DC 20580.
2. To the extent not included in item 1 above:
a. National Banks, federal savings associations,
and federal branches and federal agencies of foreign banks: Office
of the Comptroller of the Currency, Customer Assistance Group, P.O.
Box 53570, Houston, TX 77052.
b. State member banks, branches and agencies of
foreign banks (other than federal branches, federal agencies, and
insured state branches of foreign banks), commercial lending companies
owned or controlled by foreign banks, and organizations operating
under section 25 or 25A of the Federal Reserve Act: Federal Reserve
Consumer Help Center, P.O. Box 1200, Minneapolis, MN 55480.
c. Nonmember insured banks,
insured state branches of foreign banks, and insured state savings
associations: Division of Depositor and Consumer Protection, National
Center for Consumer and Depositor Assistance, Federal Deposit Insurance
Corporation, 1100 Walnut Street, Box #11, Kansas City, MO 64106.
d. Federal credit unions: National Credit
Union Administration, Office of Consumer Financial Protection (OCFP),
1775 Duke Street, Alexandria, VA 22314.
3. Air carriers: Assistant
General Counsel for Office of Aviation Consumer Protection, Department
of Transportation, 1200 New Jersey Avenue SE, Washington, DC 20590.
4. Creditors subject to Surface Transportation
Board: Office of Public Assistance, Governmental Affairs, and
Compliance, Surface Transportation Board, 395 E Street SW, Washington,
DC 20423.
5. Creditors subject to Packers and Stockyards
Act: Nearest Packers and Stockyards Division Regional Office.
6. Small business investment companies: Associate
Administrator, Office of Capital Access, United States Small Business
Association, 409 Third Street SW, Suite 8200, Washington, DC 20416.
7. Brokers and dealers: Securities and Exchange
Commission, 100 F Street NE, Washington, DC 20549.
8. Federal land banks, federal land
bank associations, federal intermediate credit banks, and production
credit associations: Farm Credit Administration, 1501 Farm Credit
Drive, McLean, VA 22102-5090.
9. Retailers, finance companies, and all other
creditors not listed above: Federal Trade Commission, Consumer
Response Center, 600 Pennsylvania Avenue NW, Washington, DC 20580.
