(a) Definitions. In this
section:
(1) The term “trafficking
documentation” means—
(A) documentation of—
(i) a determination that a consumer is a victim of trafficking made
by a Federal, State, or Tribal governmental entity; or
(ii) by a court of competent jurisdiction;
and
(B) documentation
that identifies items of adverse information that should not be furnished
by a consumer reporting agency because the items resulted from a severe
form of trafficking in persons or sex trafficking of which the consumer
is a victim.
(2) The
terms “severe forms of trafficking in persons” and “sex trafficking”
have the meanings given, respectively, in section 103 of the Trafficking
Victims Protection Act of 2000 (22 U.S.C. 7102).
(3) The term “victim of trafficking” means
a person who is a victim of a severe form of trafficking in persons
or sex trafficking.
(b) Adverse information. A consumer reporting agency may not furnish
a consumer report containing any adverse item of information about
a consumer that resulted from a severe form of trafficking in persons
or sex trafficking if the consumer has provided trafficking documentation
to the consumer reporting agency.
(c) Rulemaking.
(1)
Not later than 180 days after December 27, 2021, the Director shall
issue rules to implement subsection (a).
(2) The rules issued pursuant to paragraph
(1) shall establish a method by which consumers shall submit trafficking
documentation to consumer reporting agencies.
[15 USC 1681c-3. As added by act of Dec. 27, 2021 (135 Stat. 2383-84).]
