12 CFR 225; as amended
effective April 1, 2022
- Subpart A—General Provisions
- Section
-
Authority, purpose, and
scope
-
Definitions
-
Administration
-
Corporate practices
-
Registration, reports, and
inspections
-
Penalties for violations
-
Exceptions to tying provisions
-
Capital planning and stress
capital buffer requirement
-
Control over securities
-
Temporary relief for 2020
and 2021
- Subpart B—Acquisition of Bank Securities
or Assets
- Section
-
Transactions requiring
Board approval
-
Transactions not requiring
Board approval
-
Factors considered in acting
on bank acquisition proposals
-
Expedited action for certain
bank acquisitions by well-run bank holding companies
-
Procedures for other bank
acquisition proposals
-
Public notice, comments,
hearings, and other provisions governing applications and notices
-
Notice procedure for one-bank
holding company formations
- Subpart C—Nonbanking Activities and Acquisitions
by Bank Holding Companies
- Section
-
Prohibited nonbanking activities
and acquisitions; exempt bank holding companies
-
Exempt nonbanking activities
and acquisitions
-
Expedited action for nonbanking
proposals by well-run bank holding companies
-
Procedures for other nonbanking
proposals
-
Hearings, alteration of
activities, and other matters
-
Factors considered in acting
on nonbanking proposals
-
Procedures for determining
scope of nonbanking activities
-
List of permissible nonbanking
activities
- Subpart D—Control and Divestiture
Proceedings
- Subpart E—Change in Bank Control
- Section
-
Transactions requiring
prior notice
-
Transactions not requiring
prior notice
-
Procedures for filing,
processing, publishing, and acting on notices
-
Reporting of stock loans
- Subpart F—Limitations on Nonbank Banks
- Section
-
Limitation on overdrafts
- Subpart G—Appraisal Standards for
Federally Related Transactions
- Section
-
Authority, purpose, and
scope
-
Definitions
-
Appraisals required; transactions
requiring a state-certified or -licensed appraiser
-
Minimum appraisal standards
-
Appraiser independence
-
Professional association
membership; competency
-
Enforcement
- Subpart H—Notice of Addition or Change of Directors
and Senior Executive Officers
- Section
-
Definitions
-
Director and officer appointments;
prior-notice requirement
-
Procedures for filing, processing,
and acting on notices; standards for disapproval; waiver of notice
- Subpart I—Financial Holding Companies
- Section
-
What is a financial holding
company?
-
How does a bank holding
company elect to become a financial holding company?
-
What are the consequences
of failing to continue to meet applicable capital and management requirements?
-
What are the consequences
of failing to maintain a satisfactory or better rating under the Community
Reinvestment Act at all insured depository institution subsidiaries?
-
Is notice to or approval
from the Board required prior to engaging in a financial activity?
-
What activities are permissible
for financial holding companies?
-
Is notice to the Board
required after engaging in a financial activity?
-
How to request the Board
to determine that an activity is financial in nature or incidental
to a financial activity
-
How to request approval
to engage in an activity that is complementary to a financial activity
-
What are the requirements
for a foreign bank to be treated as a financial holding company?
-
How may a foreign bank
elect to be treated as a financial holding company?
-
How does an election by
a foreign bank become effective?
-
What are the consequences
of a foreign bank failing to continue to meet applicable capital and
management requirements?
-
What are the consequences
of an insured branch or depository institution failing to maintain
a satisfactory or better rating under the Community Reinvestment Act?
- Subpart J—Merchant Banking Investments
- Section
-
What type of investments
are permitted by this subpart, and under what conditions may they
be made?
-
What are the limitations
on managing or operating a portfolio company held as a merchant banking
investment?
-
What are the holding periods
permitted for merchant banking investments?
-
How are investments in private
equity funds treated under this subpart?
-
What aggregate thresholds
apply to merchant banking investments?
-
What risk management, record
keeping and reporting policies are required to make merchant banking
investments?
-
How do the statutory cross-marketing
and sections 23A and 23B limitations apply to merchant banking investments?
-
Definitions
- Subpart K—Proprietary Trading and Relationships
with Hedge Funds and Private Equity Funds
- Section
-
Definitions
-
Conformance period for
banking entities engaged in prohibited proprietary trading or private
fund activities
-
Conformance period for
nonbank financial companies supervised by the Board engaged in proprietary
trading or private fund activities
- Subpart L—Conditions to Orders
- Subpart M—Minimum Requirements for Appraisal
Management Companies
- Section
-
Authority, purpose, and
scope
-
Definitions
-
Appraiser panel—annual
size calculation
-
Appraisal management company
registration
-
Ownership limitations for
state-registered appraisal management companies
-
Requirements for federally
regulated appraisal management companies
-
Information to be presented
to the Appraisal Subcommittee by participating states
- Subpart N—Computer-Security Incident Notification
- Section
-
Authority, purpose,
and scope
-
Definitions
-
Notification
-
Bank
service provider notification
AUTHORITY:
12 U.S.C. 1817(j)(13), 1818, 1828(o), 1831i, 1831p-1, 1843(c)(8),
1844(b), 1972(1), 3106, 3108, 3310, 3331-3351, 3906, 3907, and 3909;
15 U.S.C. 1681s, 1681w, 6801, and 6805.
