(a) Notice for main offices and, if an interstate bank, one branch office
in each state.
COMMUNITY REINVESTMENT ACT NOTICE
Under the Federal Community
Reinvestment Act (CRA), the Federal Reserve Board (Board) evaluates
our record of helping to meet the credit needs of this community consistent
with safe and sound operations. The Board also takes this record into
account when deciding on certain applications submitted by us.
Your involvement is encouraged.
You are entitled to certain information about our operations
and our performance under the CRA, including, for example, information
about our branches, such as their location and services provided at
them; the public section of our most recent CRA performance evaluation,
prepared by the Federal Reserve Bank of
(Reserve
Bank); and comments received from the public relating to our performance
in helping to meet community credit needs, as well as our responses
to those comments. You may review this information today.
At least 30 days before the beginning
of each calendar quarter, the Federal Reserve System publishes a list
of the banks that are scheduled for CRA examination by the Reserve
Bank for the next two quarter. This list is available from (title
of responsible official), Federal Reserve Bank of
(address),
or through the Board’s website at
https://www.federalreserve.gov.
You may send written comments about our performance
in helping to meet community credit needs to (name and address of
official at bank) and (title of responsible official), Federal Reserve
Bank of
(address), or through the Board’s
website at
https://www.federalreserve.gov. Your letter,
together with any response by us, will be considered by the Federal
Reserve System in evaluating our CRA performance and may be made public.
You may ask to look at any comments received by the Reserve
Bank. You may also request from the Reserve Bank an announcement of
our applications covered by the CRA filed with the Reserve Bank. [We
are an affiliate of (name of holding company), a bank holding company.
You may request from (title of responsible official), Federal Reserve
Bank of
(address) an announcement of applications
covered by the CRA filed by bank holding companies.] (b) Notice for branch offices.
COMMUNITY REINVESTMENT ACT NOTICE
Under the Federal Community
Reinvestment Act (CRA), the Federal Reserve Board (Board) evaluates
our record of helping to meet the credit needs of this community consistent
with safe and sound operations. The Board also takes this record into
account when deciding on certain applications submitted by us.
Your involvement is encouraged.
You are entitled to certain information about our operations
and our performance under the CRA. You may review today the public
section of our most recent CRA evaluation, prepared by the Federal
Reserve Bank of
(address), and a list of services provided
at this branch. You may also have access to the following additional
information, which we will make available to you at this branch within
five calendar days after you make a request to us: (1) a map showing
the assessment area containing this branch, which is the area in which
the Board evaluates our CRA performance in this community; (2) information
about our branches in this assessment area; (3) a list of services
we provide at those locations; (4) data on our lending performance
in this assessment area; and (5) copies of all written comments received
by us that specifically relate to our CRA performance in this assessment
area, and any responses we have made to those comments. If we are
operating under an approved strategic plan, you may also have access
to a copy of the plan.
[If you would like to review information about our CRA
performance in other communities served by us, the public file for
our entire bank is available at (name of office located in state),
located at (address).]
At least 30 days before the beginning of each calendar
quarter, the Federal Reserve System publishes a list of the banks
that are scheduled for CRA examination by the Reserve Bank for the
next two quarter. This list is available from (title of responsible
official), Federal Reserve Bank of
(address), or through the
Board’s website at
https://www.federalreserve.gov.
You may send written comments about our performance
in helping to meet community credit needs to (name and address of
official at bank) and (title of responsible official), Federal Reserve
Bank of
(address), or through the Board’s
website at
https://www.federalreserve.gov. Your letter,
together with any response by us, will be considered by the Federal
Reserve System in evaluating our CRA performance and may be made public.
You may ask to look at any comments received by the Reserve
Bank. You may also request from the Reserve Bank an announcement of
our applications covered by the CRA filed with the Reserve Bank. [We
are an affiliate of (name of holding company), a bank holding company.
You may request from (title of responsible official), Federal Reserve
Bank of
(address) an announcement of applications
covered by the CRA filed by bank holding companies.]
