The following payment systems could be used by participants in
connection with, or to facilitate, a restricted transaction:
(a) Automated clearing house systems;
(b) Card systems;
(c) Check collection systems;
(d) Money transmitting businesses solely to the extent they
(1) Engage in the transmission of funds, which does not include check
cashing, currency exchange, or the issuance or redemption of money orders,
travelers’ checks, and other similar instruments; and
(2) Permit customers to initiate transmission of funds transactions
remotely from a location other than a physical office of the money
transmitting business; and
(e) Wire transfer systems.
