(a) Any debt collector who
brings any legal action on a debt against any consumer shall—
(1) in the case of an action to enforce
an interest in real property securing the consumer’s obligation, bring
such action only in a judicial district or similar legal entity in
which such real property is located; or
(2) in the case of an action not described
in paragraph (1), bring such action only in the judicial district
or similar legal entity—
(A) in which such consumer signed the
contract sued upon; or
(B) in which such consumer resides at the commencement of the action.
(b) Nothing
in this title shall be construed to authorize the bringing of legal
actions by debt collectors.
[15 USC 1692i.]
