Your new interest rate will be
% , which is based on an index value of
%. Your previous interest rate was
% , which
was based on an index value of
%. [The
new interest rate does not reflect a change of
percentage
point in the index value which was not added because of
.] [The new payment will be $
.] [Your new loan balance is $
.] [Your (new) (existing) payment will not be sufficient
to cover the interest due and the difference will be added to the
loan amount. The payment amount needed to pay your loan in full by
the end of the term at the new interest rate is $
.] [The following interest rate adjustments have been implemented
this year without changing your payment:
. These
interest rates were based on the following index values:
.]
