(a) In general. The
Board encourages communication between members of the public and banks,
including through members of the public submitting written public
comments regarding community credit needs and opportunities as well
as a bank’s record of helping to meet community credit needs.
The Board will take these comments into account in connection with
the bank’s next scheduled CRA examination.
(b)
Submission of public
comments. Members of the public may submit public comments regarding
community credit needs and a bank’s CRA performance by submitting
comments to the Board at Staff Group: Community Reinvestment Act at
https://www.federalreserve.gov/apps/ContactUs/feedback.aspx, by mail to Secretary of the Board, Board of Governors of the Federal
Reserve System, 20th Street and Constitution Avenue NW, Washington,
DC 20551, or by facsimile at (202) 452-3819.
(c) Timing of public comments. If the Board receives a public comment before the close date of
a bank’s CRA examination, the public comment will be considered
in connection with that CRA examination. If the Board receives a public
comment after the close date of a bank’s CRA examination, it
will be considered in connection with the bank’s subsequent
CRA examination.
(d) Distribution of public
comments. The Board will forward all public comments received
regarding a bank’s CRA performance to the bank.