A debt collector may not engage
in any conduct the natural consequence of which is to harass, oppress,
or abuse any person in connection with the collection of a debt. Without
limiting the general application of the foregoing, the following conduct
is a violation of this section:
(1) The use or threat of use of violence
or other criminal means to harm the physical person, reputation, or
property of any person.
(2) The use of obscene or profane language or language the natural
consequence of which is to abuse the hearer or reader.
(3) The publication of a list
of consumers who allegedly refuse to pay debts, except to a consumer
reporting agency or to persons meeting the requirements of section
603(f) or 604(3) of this Act.
(4) The advertisement for sale of any debt
to coerce payment of the debt.
(5) Causing a telephone to ring or engaging
any person in telephone conversation repeatedly or continuously with
intent to annoy, abuse, or harass any person at the called number.
(6) Except as provided
in section 804, the placement of telephone calls without meaningful
disclosure of the caller’s identity.
[15 USC 1692d.]
