No motor vehicle dealer covered
by section 1029(a) of the Dodd-Frank Wall Street Reform and Consumer
Protection Act, 12 U.S.C. 5519(a), shall be required to comply with
the requirements of section 704B of the Equal Credit Opportunity Act,
15 U.S.C. 1691c-2, until the effective date of final rules issued
by the Board to implement section 704B of the Act, 15 U.S.C. 1691c-2. This paragraph
shall not be construed to affect the effective date of section 704B
of the Act for any person other than a motor vheicle dealer covered
by section 1029(a) of the Dodd-Frank Wall Street Reform and Consumer
Protection Act.