For purposes of this part, unless
explicitly stated otherwise:
(a) Act means
the Fair Credit Reporting Act (15 USC 1681 et seq.).
(b) Affiliate means any company that is related by common
ownership or common corporate control with another company.
(c) [Reserved]
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(d) Company means any corporation, limited-liability company, business trust,
general or limited partnership, association, or similar organization.
(e) Consumer means an individual.
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(f) [Reserved]
(g) [Reserved]
(h) [Reserved]
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(i) Common ownership or common
corporate control means a relationship between two companies under
which—
(1) one company has, with
respect to the other company—
(i) ownership, control,
or power to vote 25 percent or more of the outstanding shares of any
class of voting security of a company, directly or indirectly, or
acting through one or more other persons;
(ii) control in any manner over the
election of a majority of the directors, trustees, or general partners
(or individuals exercising similar functions) of a company; or
(iii) the power to
exercise, directly or indirectly, a controlling influence over the
management or policies of a company, as the Board determines; or
(2) any
other person has, with respect to both companies, a relationship described
in paragraphs (i)(1)(i)-(i)(1)(iii) of this section.
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(j) [Reserved]
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(k) Medical
information means—
(1) information or data, whether oral or
recorded, in any form or medium, created by or derived from a health
care provider or the consumer, that relates to—
(i) the
past, present, or future physical, mental, or behavioral health or
condition of an individual;
(ii) the provision of health care to
an individual; or
(iii) the payment for the provision of health care to an individual.
(2) The
term does not include—
(i) the age or gender of a consumer;
(ii) demographic information
about the consumer, including a consumer’s residence address or e-mail
address;
(iii) any
other information about a consumer that does not relate to the physical,
mental, or behavioral health or condition of a consumer, including
the existence or value of any insurance policy; or
(iv) information that does
not identify a specific consumer.
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(l) Person means any individual, partnership, corporation,
trust, estate cooperative, association, government or governmental
subdivision or agency, or other entity.