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  3. CFPB's Regulation E
  4. APPENDIX A to Part 1005
  5. A-1
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A-1—Model Clauses for Unsolicited Issuance (section 1005.5(b)(2))

(a) Accounts using cards. You cannot use the enclosed card to transfer money into or out of your account until we have validated it. If you do not want to use the card, please (destroy it at once by cutting it in half).
[Financial institution may add validation instructions here.]
(b) Accounts using codes. You cannot use the enclosed code to transfer money into or out of your account until we have validated it. If you do not want to use the code, please (destroy this notice at once).
[Financial institution may add validation instructions here.]
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