(a) Disclosure of Required Credit Information
The information about the costs of the card described in this
[application]/[solicitation] is accurate as of
(month/year). This information may have changed after that
date. To find out what may have changed, [call us at (telephone
number)][write to us at
(address)].
(b) No Disclosure of Credit Information
There are costs associated with the use of this card. To obtain
information about these costs, call us at (telephone number)
or write to us at (address).
