For the purposes of this subpart, the following definitions shall
apply:
Customer means any person or authorized representative
of that person who uses any service of a financial institution, or for whom a
financial institution acts or has acted as a fiduciary in relation to an
account maintained in the person’s name. Customer does not include
corporations or partnerships comprised of more than five
persons.
Financial institution means any office of a bank,
savings bank, card issuer as defined in section 103 of the Consumer Credit
Protection Act (15 USC 1602(n)), industrial loan company, trust company,
savings association, building and loan, or homestead association (including
cooperative banks), credit union, or consumer finance institution, located in
any state or territory of the United States, the District of Columbia, Puerto
Rico, Guam, American Samoa, or the Virgin Islands.
Financial record means an original or copy of, or
information known to have been derived from, any record held by a financial
institution pertaining to a customer’s relationship with the financial
institution.
Government authority means any agency or department of
the United States, or any officer, employee, or agent thereof.
Person means an individual or a partnership of five or
fewer individuals.
