(a) In general. This part shall not be construed as superseding,
altering, or affecting any statute, regulation, order, or interpretation
in effect in any state, except to the extent that such state statute,
regulation, order, or interpretation is inconsistent with the provisions
of this part, and then only to the extent of the inconsistency.
(b) Greater protection
under state law. For purposes of this section, a state statute,
regulation, order, or interpretation is not inconsistent with the
provisions of this part if the protection such statute, regulation,
order, or interpretation affords any consumer is greater than the
protection provided under this part, as determined by the Bureau,
on its own motion or upon the petition of any interested party, after
consultation with the agency or authority with jurisdiction under
section 505(a) of the GLB Act (15 U.S.C. 6805(a)) over either the
person that initiated the complaint or that is the subject of the
complaint.
