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  3. Regulation YY Enhanced Prudential Standards

Regulation YY
Enhanced Prudential Standards

12 CFR 252; as amended effective January 1, 2024
  • Subpart A—General Provisions
  • Section
  • Authority and purpose
  • Definitions
  • Reservation of authority
  • Nonbank financial companies supervised by the Board
  • Categorization of banking organizations
  • Subpart B—Company-Run Stress Test Requirements for State Member Banks with Total Consolidated Assets Over $250 Billion
  • Section
  • [Reserved]
  • Authority and purpose
  • Definitions
  • Applicability
  • Stress test
  • Methodologies and practices
  • Reports of stress test results
  • Disclosure of stress test results
  • Subpart C—Risk-Committee Requirement for Bank Holding Companies with Total Consolidated Assets of $50 Billion or More and Less than $100 Billion
  • Section
  • [Reserved]
  • Applicability
  • Risk-committee requirement for bank holding companies with total consolidated assets of $50 billion or more
  • Subpart D—Enhanced Prudential Standards for Bank Holding Companies with Total Consolidated Assets of $100 Billion or More
  • Section
  • Scope
  • Applicability
  • Risk-based and leverage capital and stress test requirements
  • Risk-management and risk-committee requirements
  • Liquidity risk-management requirements
  • Liquidity stress testing and buffer requirements
  • Subpart E—Supervisory Stress Test Requirements for Certain U.S. Banking Organizations with $100 Billion or More in Total Consolidated Assets and Nonbank Financial Companies Supervised by the Board
  • Section
  • [Reserved]
  • Authority and purpose
  • Definitions
  • Applicability
  • Analysis conducted by the Board
  • Data and information required to be submitted in support of the Board’s analyses
  • Review of the Board’s analysis; publication of summary results
  • Corporate use of stress test results
  • Subpart F—Company-Run Stress Test Requirements for Certain U.S. Bank Holding Companies and Nonbank Financial Companies Supervised by the Board
  • Section
  • [Reserved]
  • Authority and purpose
  • Definitions
  • Applicability
  • Stress test
  • [Reserved]
  • Methodologies and practices
  • Reports of stress test results
  • Disclosure of stress test results
  • Subpart G—External Long-Term Debt Requirement, External Total Loss-Absorbing Capacity Requirement and Buffer, and Restrictions on Corporate Practices for U.S. Global Systemically Important Banking Organizations
  • Section
  • Applicability
  • Definitions
  • External long-term debt requirement
  • External total loss-absorbing capacity requirement and buffer
  • Restrictions on corporate practices of U.S. global systemically important banking organizations
  • Disclosure requirements
  • Subpart H—Single-Counterparty Credit Limits
  • Section
  • Applicability and general provisions
  • Definitions
  • Credit exposure limits
  • Gross credit exposure
  • Net credit exposure
  • Investments in and exposures to securitization vehicles, investment funds, and other special purpose vehicles that are not subsidiaries of the covered company
  • Aggregation of exposures to more than one counterparty due to economic interdependence or control relationships
  • Exemptions
  • Compliance
  • Subpart I—Requirements for Qualified Financial Contracts of Global Systemically Important Banking Organizations
  • Section
  • Definitions
  • Applicability
  • U.S. special resolution regimes
  • Insolvency proceedings
  • Approval of enhanced creditor protection conditions
  • Foreign bank multi-branch master agreements
  • Identification of global systemically important foreign banking organizations
  • Exclusion of certain QFCs
  • Subparts J–L—[Reserved]
  • Subpart M—Risk-Committee Requirement for Foreign Banking Organizations with Total Consolidated Assets of at Least $50 Billion but Less than $100 Billion
  • Section
  • [Reserved]
  • Applicability
  • Risk-committee requirements for foreign banking organizations with total consolidated assets of $50 billion or more but less than $100 billion
  • Subpart N—Enhanced Prudential Standards for Foreign Banking Organizations with Total Consolidated Assets of $100 Billion or More and Combined U.S. Assets of Less than $100 Billion
  • Section
  • Scope
  • [Reserved]
  • Applicability
  • Risk-based and leverage capital requirements for foreign banking organizations with total consolidated assets of $250 billion or more and combined U.S. assets of less than $100 billion
  • Risk-management and risk-committee requirements for foreign banking organizations with total consolidated assets of $100 billion or more but combined U.S. assets of less than $100 billion
  • Liquidity risk-management requirements for foreign banking organizations with total consolidated assets of $250 billion or more and combined U.S. assets of less than $100 billion
  • Capital stress testing requirements for foreign banking organizations with total consolidated assets of $100 billion or more and combined U.S. assets of less than $100 billion
  • U.S. intermediate holding company requirement for foreign banking organizations with combined U.S. assets of less than $100 billion and U.S. non-branch assets of $50 billion or more
  • Subpart O—Enhanced Prudential Standards for Foreign Banking Organizations with Total Consolidated Assets of $100 Billion or More and Combined U.S. Assets of $100 Billion or More
  • Section
  • Scope
  • [Reserved]
  • Applicability
  • U.S. intermediate holding company requirement for foreign banking organizations with combined U.S. assets of $100 billion or more and U.S. non-branch assets of $50 billion or more
  • Risk-based and leverage capital requirements for foreign banking organizations with combined U.S. assets of $100 billion or more
  • Risk-management and risk-committee requirements for foreign banking organizations with combined U.S. assets of $100 billion or more
  • Liquidity risk-management requirements for foreign banking organizations with combined U.S. assets of $100 billion or more
  • Liquidity stress testing and buffer requirements for foreign banking organizations with combined U.S. assets of $100 billion or more
  • Capital stress testing requirements for foreign banking organizations with combined U.S. assets of $100 billion or more
  • Subpart P—Covered IHC Long-Term Debt Requirement, Covered IHC Total Loss-Absorbing Capacity Requirement and Buffer, and Restrictions on Corporate Practices for Intermediate Holding Companies of Global Systemically Important Foreign Banking Organizations
  • Section
  • Applicability
  • Definitions
  • Covered IHC long-term debt requirement
  • Internal debt conversion order
  • Identification as a resolution covered IHC or a non-resolution covered IHC
  • Covered IHC total loss-absorbing capacity requirement and buffer
  • Restrictions on corporate practices of intermediate holding companies of global systemically important foreign banking organizations
  • Disclosure requirements for resolution covered IHCs
  • Subpart Q—Single-Counterparty Credit Limits
  • Section
  • Applicability and general provisions
  • Definitions
  • Credit exposure limits
  • Gross credit exposure
  • Net credit exposure
  • Investments in and exposures to securitization vehicles, investment funds, and other special purpose vehicles that are not affiliates of the covered foreign entity
  • Aggregation of exposures to more than one counterparty due to economic interdependence or control relationships
  • Exemptions
  • Compliance
  • Subparts R–T—[Reserved]
  • Subpart U—Debt-to-Equity Limits for U.S. Bank Holding Companies and Foreign Banking Organizations
  • Section
  • Debt-to-equity limits for U.S. bank holding companies
  • Debt-to-equity limits for foreign banking organizations
AUTHORITY: 12 U.S.C. 321-338a, 481-486, 1467a, 1818, 1828, 1831n, 1831o, 1831p-l, 1831w, 1835, 1844(b), 1844(c), 3101 et seq., 3101 note, 3904, 3906-3909, 4808, 5361, 5362, 5365, 5366, 5367, 5368, 5371.
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