Hearings
, 1-510 et seq.;
8-043 et seq.
See also Administrative procedure.
Accountant
Practice before the
Board, eligibility to,
8-090.4See also Practice before the Board, this heading.
Administrative
law judge
Authority of,
8-047 et seq.
Communication with interested parties,
unauthorized,
1-520Office of Financial
Institution Adjudication, delegation of authority to,
8-086Temporary employment,
8-011Amendments to notice of proceeding
or answer to notice,
8-063;
8-063.1Answer to allegations—See Responses, this heading.
Appeals
Appearance
Attorney—See also Counsel,
representation by, this heading.
Bank holding company activities
Authority to order,
8-107Nonbanking activities,
4-041Certification
Conflicts
of interests, concerning,
8-051.1Filings or submissions, of,
8-050 et seq.
Charitable organizations, award of
fees and expenses to,
8-092Civil money penalties, assessment and collection,
8-086.3 et seq.
Clearing agencies, review
of disciplinary action by state member banks acting as,
3-261Communications between
parties, unauthorized,
1-520;
8-052 et seq.
Consolidation of proceedings,
8-065Cooperative organizations, award of fees and expenses
to,
8-092Board counsel, designation of,
8-107Practice before the Board, eligibility,
8-090.4See also Practice
before the Board, this heading.
Decisions
Investigative personnel
not to participate in,
1-511Material fact, resting on,
1-517Prosecutorial personnel not to participate in,
1-511Fees and expenses, award
of,
8-094.1Responsibility
for,
1-511Tentative decisions,
1-519Documents,
access to,
8-067 et seq.
Due process observed,
1-513Equal
employment opportunity, hearings on complaints,
8-459 et seq.
Equal standing of persons and agencies,
1-522Evidence, oral or
documentary,
1-516;
8-079 et seq.
Examinations, Board and Reserve Bank's
right to conduct,
8-059Exceptions presented by parties,
1-519Expenses and fees, eligibility for award of,
8-091.9 et seq.
Federal Reserve Board proceedings,
rules of practice and procedure,
8-043 et seq.
See also this heading generally.
Authority of Board,
8-047Presiding officer, Board as,
8-086.1Federal Reserve System Labor Relations
Panel formal proceedings,
8-893 et seq.;
8-932See also Federal Reserve System Labor Relations Panel, at Unfair labor practices, charges of.
Fees and expenses
Felony, charged or proved against institution-affiliated
party; suspension or removal,
8-086.9 et seq.;
8-101Findings presented
by parties,
1-519Freedom
of information,
8-067 et seq.
Index of record of proceeding,
8-081Inspections, Board and Reserve Bank's right to conduct,
8-059Institution-affiliated party, felony charges against;
suspension or removal,
8-086.9 et seq.;
8-101Interested parties to
appear at administrative hearings,
1-510Investigations, Board and Reserve Bank's right
to conduct,
8-059 Investigative
personnel not to participate in administrative decisions,
1-511Jurisdiction of administrative
hearing,
1-510Subpoena, motion to quash or modify,
8-085.7Summary disposition, for,
8-072.1 et seq.
Notice
Office of Financial Institution Adjudication, delegation
to,
8-086.1Oral hearing,
waiver of right to by institution-affiliated party charged with felony,
8-087.5Papers
Time limits,
8-055 et seq.
Service of,
8-054 et seq.
Time limits,
8-055 et seq.
Penalties,
civil money; assessment and collection,
8-086.3 et seq.
Post-hearing filings,
8-080 et seq.
Conduct warranting,
8-090.5 et seq.
Reinstatement, petition for,
8-091.5Resignation or voluntary suspension,
8-091.1Prehearing conferences,
8-074.1 et seq.
Presiding employee,
1-514See also Administrative
law judge, this heading.
Federal Reserve Board, designation by,
8-086.1Institution-affiliated party, removal or suspension;
authority of presiding officer,
8-087.8Unauthorized communication
with interested parties,
1-520Prompt corrective action, capitalization of state member banks,
8-094.3 et seq.;
8-101.4Proposed findings and conclusion,
8-080 et seq.
Prosecutorial personnel not
to participate in administrative decisions,
1-511Recommended decisions,
1-519Representation
Attorneys, by—See Counsel, representation by, this
heading.
Responses
Scheduling conference,
8-074 et seq.
Settlement, informal,
8-058Stays pending review,
8-084Subpoenas
Documents, to produce,
8-069 et seq.
Quash or modify, motion to,
8-085.7Summary dispositions,
8-072 et seq.
Tax-exempt organizations,
award of fees and expenses to,
8-092Time limits
Unauthorized communication with
interested parties,
1-520Witnesses
Home-equity plans
, 6-668 et seq.;
6-676;
6-1080;
6-1081.6 et seq.;
6-1102.2 et seq.;
6-1166.21 et
seq.;
6-5676;
6-5972.661 et
seq.;
6-6184.51 et seq.
See also Truth
in lending.
High-cost plans—See High-cost plans, this heading.
Automated teller machines, limitation on use;
disclosure not required,
6-1166.38;
6-6184.68Disclosures—See also this heading
generally.
High-cost plans—See High-cost
plans, this heading.
Termination—See Termination of plan, this heading.
Assignees
Contractors—See Home-improvement
contracts, this subheading.
Federal Reserve Board, authority of,
6-1085.7Fees—See Points and fees, this subheading.
Insurance—See Insurance, this heading.
Variable-rate
Violations of laws
pertaining to
Home-improvement contracts—See High-cost plans, this heading.
Insurance
Premiums
Officers of depository institution, loans payable on demand,
6-669;
6-5972.671High-cost plans—See High-cost
plans, this heading.
Reverse mortgages—See Reverse mortgages, this heading.
Predatory—See High-cost plans and Reverse
mortgages, this heading.
Prepayment penalties—See High-cost plans, this heading.
Refinancing—See High-cost plans, this heading.
Risk
management, interagency guidance,
3-1579.44Variable rates—See Variable-rate
plans, this heading.
Settlement
Charges for services, good faith
estimates,
6-1389.3Statement,
use of HUD forms not required,
6-1390Taxes
High-cost plans—See High-cost plans, this heading.
Home mortgage disclosure
, 6-5200 et seq.
See also Mortgages.
Aggregate mortgage loan data, compilation,
6-5240.1Application
Pending, data excluded,
6-5279Assumptions
Branches and offices
of foreign banks,
6-5267.2Branch office
Business
day, definition,
6-5290Central
data depositories, loan data available at,
6-5212.1Commercial loan
Home-improvement
loan, as,
6-5269Home-purchase
loan, as,
6-5270Completed
application, definition,
6-5229Counteroffers
Data
Central data depositories, loan data available at,
6-5212.1Community Reinvestment Act, under,
6-5210.1Multiple-purpose loans,
6-5275Privacy regulations inapplicable,
6-7451Purchaser, loan-participation interests sold
to multiple entities,
6-5284Denial
of loans
Privacy notice not required,
6-7451Disclosure statement
Federal regulatory agencies, submission to,
6-5232.3Electronic applications,
6-5282Errors, bona fide;
not violation,
6-5213Third
parties, information from,
6-5293Farm loan, not home-purchase
loan,
6-5270Federal regulatory
agencies, submission of disclosures to,
6-5232.3Foreign banks, branches
and offices of,
6-5267.2Forms
Data collection; race, national origin,
and sex,
6-5215Loan/application
register,
6-5214Home-equity
line of credit
Housing and Urban Development,
secretary of; disclosure by,
6-5240.2Loan/application
register form,
6-5214Joint applicants, government-monitoring information,
6-5282Metropolitan area, definition,
6-5205Mixed-use property, loan to improve,
6-5269Mobile or manufactured home, location,
6-5280Multiple-category loan
Home-improvement loan, as,
6-5269Home-purchase loan, as,
6-5271Multiple properties
Home-purchase
loan involving,
6-5270Multiple-purpose
loan
National origin, collection of data about
Other lending
institution, definition,
6-5229Prequalification requests,
6-5264Privacy regulations inapplicable,
6-7451Home office, availability of information
from,
6-5232.56Purpose of loan,
statement of applicant,
6-5275Real property, improvements to as home improvements,
6-5268Records, maintenance,
6-5230 et seq.
Regulation
C—See Regulation C.
Regulations governing disclosures,
6-5232.3Rescinded transactions,
6-5278Second mortgages, as
home-purchase loan,
6-5271Sex, collection of data about,
6-5209State laws, relation
of federal law to,
6-5236Statement—See Disclosure statement, this heading.
Subsidiary,
definition,
6-5287Supervisory
agency, change in,
6-5287Third
parties
Housing and Urban Development, Department of
Depositaries for, Federal Reserve Banks as,
1-276Fair Housing Act
Violations, suspected; referral to by banking
agency,
6-109.1Flood insurance,
state member bank loans in hazard areas,
3-223Home loan mortgage data, disclosure by secretary,
6-5240.2Real estate settlement
procedures,
6-1370 et seq.
See also Real estate settlement
procedures.
Interpretations, regulations, and rules; reliance upon,
6-1379;
6-1380Uniform settlement statement, prescription by secretary,
6-1353;
6-1354Regulation X—See Real estate
settlement procedures, this heading.
