Edge corporations
, 1-227 et seq.
Acceptances, lending
limits,
3-550
Acquisitions
of and by—See Investments by, and Investments in, this heading.
Agency,
authority to extend time for establishing,
8-121.3
Articles of association,
1-228
Bank Holding Company
Act
Acquiring company, applicable to,
1-239
Bank, exemption from definition
of,
4-060
Banking services
for employees,
3-524
Bank
Protection Act, applicability,
3-451
Bank Secrecy Act
Procedures for
monitoring compliance,
3-521
Borrowings in the United States,
3-523
Branches
Foreign—See Foreign branches, this heading.
Time period for establishment, authority to
extend,
8-121.3
Two in single
state, international banking facility business,
2-309.69
United States, liabilities of not deposits;
reserve requirements,
2-133
Capital
requirements,
3-676
Ownership of—See Investments
in, this heading.
Charter
Forfeiture for violation of law,
1-242
Clearing organization, multilateral;
operating or operating as,
9-1513.1
Combination export manager, investment in,
3-711
Commodities trading, not authorized
for,
1-237
Control, change
in; prior notice and review by Board,
3-516
Corporate existence, extension of,
1-248
Corporations
Other,
stock ownership in,
1-234
Special-purpose leasing, investment in,
3-712
Credit activities in United States,
3-523
Crimes
Bank Secrecy Act violations, reporting,
3-521;
3-772
Directors, officers,
or employees; committed by,
1-250;
1-251
Customer identification program, Bank
Secrecy Act compliance,
3-521
Customer information, standards for protecting privacy of,
3-521
Debt previously contracted, purchase of stock to prevent
loss on,
1-235;
3-761
Divestiture of stock, deadline extension authority,
8-121
Deposit-taking activities,
3-522
Directors
Federal Reserve Board
members, not to be,
1-240
Representation that United States is liable for obligations to be
criminal offense,
1-251
Domestic
banking organizations' investments in,
3-715
Domestic branches, as to international banking
operations,
3-517
Domestic
subsidiaries, reserves against credit with foreign branches,
3-699
Employees
Banking services for,
3-524
Criminal offenses by,
1-250
Representation that United States is liable for obligations
to be criminal offense,
1-251
Establishment—See Authorization, this heading.
Eurocurrency
liabilities, reservable net borrowings for transactions abroad,
2-148
Disclosure
of information by examiner,
1-465
Exports, combination manager; investment in,
3-711
Export trading company,
investment in; approval authority,
8-106.3
Federal corporation, conversion of state corporation
into,
1-249
Federal Register notice,
3-513
Federal Reserve Banks receiving property from foreign
states or central banks, jurisdiction,
1-254
Federal Reserve Board
Members not to be directors, officers, or stockholders,
1-240
Fiduciary and investment advisory
activities by,
3-524
Financial
recordkeeping and reporting regulations, applicability to,
3-772
Reserves against credit
to domestic subsidiaries,
3-699
Foreign companies, investment in; approval authority,
8-106.3
Foreign-exchange activities,
3-524
Foreign institutions
and persons
Foreign states, deposits
by to Edge corporations,
3-522
Freight-forwarding services,
3-736
Gold, purchase and sale,
3-733
Home Mortgage Disclosure Act, applicability
of to,
6-5267.2
Insolvency,
appointment of receiver for,
1-244
Insurance underwriting by foreign subsidiary,
3-737.1
Interest rate
Disclosures, Regulation DD inapplicable to,
6-7032
Interlocks, management
official; with depository institutions,
3-783;
3-806
Investment advisory
activities,
3-524
Combination
export manager, in,
3-711
Debts previously contracted, to prevent losses on,
1-235;
3-761
Divestiture,
deadline extension authority,
8-121
Export trading company, approval authority,
8-106.3
Joint ventures, foreign; in,
3-714
Leasing corporations, special-purpose; in,
3-712
Other corporations, in; ownership,
1-234
Time extension to complete,
authority,
8-121.3
Investments
in—See also Stockholders, this heading.
Change in control, prior
notice and review by Board,
3-516
Domestic banking organizations, by,
3-715
Federal Reserve
Banks, by,
3-731
Foreign
individuals, by,
3-737
Foreign
institutions, by,
3-515
Joint ventures, international,
3-713
State corporation, by,
3-730
Labor union, as to Federal
Reserve Bank unionization,
8-861;
8-924
Leasing corporations, special-purpose;
investment in,
3-712
Letters of credit,
reserve requirements,
3-735
Liquid funds, use in United States
by,
3-520
Loans and extensions
of credit
One person, to; as to investments abroad,
3-551
Overdrafts, to cover;
exempt from reserve requirements,
2-308.1
Meeting, of shareholders,
3-514
National bank, purchase of stock by,
1-219
Notice of proposal
to organize,
3-513
Obligations,
United States liable for; representation a crime,
1-251
Officers
Federal Reserve Board members, not to be,
1-240
Representations that United
States is liable for obligations to be criminal offense,
1-251
Factors considered by Board,
3-513
Overdraft by, loan to cover exempt
from reserve requirements for parent bank,
2-308.1
Ownership of—See Investments in, this heading.
Federal Reserve
Board, regulated by,
1-231
Money, borrowing and lending,
1-232
Obligations, dealing in,
1-232
Price control, corporations attempting; not authorized
for,
1-237
Privacy of
customer information, standards for protecting,
3-521
Promissory notes issued by, definition as time
deposits,
2-136
Receiver,
appointment for insolvency,
1-244
Records, financial; applicable regulations,
3-772
Reports
Authority to require, delegated,
8-108.5
Liabilities of United
States branches, not deposits for purposes of,
2-133
Overdraft, loan to cover; exemption from parent
bank reserves,
2-308.1
U.S.
branches, liabilities of,
2-133
Reserves against credit to domestic subsidiaries, foreign
branches,
3-699
Security
devices and procedures regulation, applicability to,
3-451
Shareholders, meeting of requested
by Federal Reserve Board,
3-514
See also Investments in, this heading.
State corporation
Federal corporation, conversion into,
1-249
Investment in Edge corporation,
3-730
Stockholders
Bank Holding Company Act applicability,
1-239
Federal Reserve Board members not to be,
1-240
Stock purchases—See Investments by, this heading.
Subsidiaries
Banks, as; Bank Holding
Company Act,
4-351
Servicing
exemption, Bank Holding Company Act,
4-671
Transactions between bank and nonbank subsidiaries,
4-198
Time deposits, promissory notes as,
2-136
United States
Banking organizations, investments in Edge corporations,
3-715
Credit activities
in,
3-523
Representation that United States is liable for
obligations to be criminal offense,
1-251
Restrictions on business in,
1-236
Violation of law, forfeiture of charter for,
1-242
Well managed, definition,
3-504
Electronic funds transfers
, 6-300 et seq.;
6-5300 et
seq.
Access devices
Additional,
issued in a renewal or substitution,
6-429;
6-5429
Unsolicited—See Unsolicited issuance, this subheading.
Personal
identification numbers (PINs)—See Personal
identification numbers (PINs), this heading.
Unauthorized
transfers—See Unauthorized transfers, this heading.
Authentication of customer identity,
3-1579.39
Automated clearinghouses, membership
in; applicability of regulation,
6-418;
6-5418
Automated teller machines
See also Automated
teller machines.
Availability of funds—See Availability of funds.
Transaction account, definition; withdrawals
and transfers through ATMs—See Transaction accounts.
See also Preauthorized
transfers, this heading.
Business day
Charges—See also specific
types of charges, this heading.
Payment card transactions, reasonable fees
and rules for,
6-394.5
Terminals
Owners other than financial
institutions,
6-321;
6-5321
Checks
Overdrafts—See Overdrafts, this heading.
Compulsory use, prohibitions,
6-384
Custodial agreements,
trust account; IRAs,
6-414;
6-5414
Debit cards
See also Access devices, this heading.
Federal Trade Commission authority over issuers,
6-358
Debit instrument, definition,
6-392
Deposits
Amounts incorrect, periodic statements and receipts;
documentation of transfers,
6-451;
6-5451
Direct
Government benefits,
direct deposit of,
6-365.1
Additional services, after initial disclosures,
6-316;
6-5316
Electronic—See Electronic
disclosures, this heading.
Forms, compliance with
administrative enforcement; review by Board,
6-481;
6-5481
See also Model disclosure clauses and forms, this subheading.
Multiple accounts and account holders,
combined disclosure,
6-307;
6-5307
Privacy of account information—See Confidentiality,
this subheading.
Remittance
transfers,
6-394
Services
Jointly provided by two or more institutions,
6-307;
6-5307
See also Periodic statements and Receipts, this heading.
Electronic benefit
transfer (EBT) programs—See Government
benefits, this heading.
Employment
by financial institutions, account to receive preauthorized transfers
as condition of,
6-328;
6-463;
6-5328;
6-5463
Adjustments and
corrections,
6-373 et seq.
Error, procedures
following determination,
6-374
Notices from institution
See also Automatic
transfers, this heading; specific types of transfers,
this heading.
Government benefit transfer
programs, for,
6-365.1
Fedwire transfers, exemption,
9-851
Fees—See Charges, this heading.
Foreign persons,
applicability of regulation to,
6-418;
6-5418
Disclosures about
obtaining account balances and histories,
6-352;
6-5352
Tie-in arrangements,
restrictions,
4-017.2
Identity
of customers, authentication,
3-1579.39
Individual retirement accounts (IRAs) under custodial
agreements,
6-414;
6-5414
Information release to third parties—See Disclosures, this heading.
Joint services by two or more financial
institutions,
6-307;
6-5307
Liability
Consumer's, for unauthorized transfers—See Unauthorized transfers, at Liability, this subheading.
Damages for wrong findings
of error investigations,
6-375
System malfunctions,
suspension of payer obligation,
6-383
Unauthorized transfers—See Unauthorized transfers, this heading.
Loss of access device—See Access devices, this heading.
Michigan law, preemption of provisions of state statute,
6-476;
6-5476
Network services, risk reduction,
9-1040 et seq.
Overdrafts
Charges
Passwords, authentication of customer identity,
3-1579.39
Payroll card
account
Government benefits
Terminal location
Third party
Terminal location, and; single listing for,
6-453;
6-5453
Personal identification
numbers (PINs)
Risk management, authentication
of customer identity,
3-1579.39
Point-of-sale (POS) transactions
Network
services, risk reduction,
9-1040 et seq.
Receipts at, identification of transaction type,
6-447;
6-5447
Reserve requirements on deposits accessible through,
2-345.22
Advance notice, without; initial disclosures,
6-436;
6-5436
Error resulting in failure to obtain written
authorization,
6-459.1;
6-5459.1
Notices
Regularly scheduled transfers,
6-369
Stop-payment procedures
Verification by customer not asserting error,
6-464;
6-5464
Privacy, disclosure about—See Disclosures, this heading.
Point-of-sale transfer
Telephone
or similar device, initiated by,
6-416;
6-5416
Third parties
Regulation E—See Regulation
E.
Report to Congress, annual,
6-394
Retail systems, switch
and network services; risk reduction,
9-1040 et
seq.
Robber forcing customer to make withdrawal,
6-417;
6-5417
Savings accounts, withdrawals from through automated
teller machines, reserve requirements—See Transaction accounts.
State law
Unauthorized transfers, consumer liability limitations,
6-313;
6-5313
Stop-payments
Preauthorized transfers—See Preauthorized transfers, this
heading.
Switch services, risk reduction,
9-1040 et seq.
Telephones
Terminals
Automated teller
machines—See Automated teller machines, this heading.
Location, inquiry
about; error resolution,
6-464;
6-5464
Addition of electronic fund transfer
services,
6-316;
6-5316
Change in—See Change-in-terms
notice, this heading.
Theft of access device—See Access devices, this heading.
Trust accounts
Unauthorized
transfers
Access devices
Government benefits, access device to transfer,
6-346;
6-5346
Waiver of customer rights prohibited,
6-385
See also Wire transfers
of funds.
Equal credit opportunity
, 6-001 et seq.;
6-5001 et seq.
Accounts
Action taken
Adverse—See Adverse action, this heading.
Adverse action
Credit card issuer terminating
account when customer moves from service area,
6-156
Credit limits, termination based on,
6-156
Default or delinquency,
6-157
Extend
term of loan, refusal to,
6-156
Notification—See Notifications, this heading.
Refinance, refusal to,
6-156
Advertising to encourage or discourage certain classes
of borrowers prohibited,
6-113
Age
Credit scoring systems, consideration of in
Designated, attainment
by applicant not grounds for revising credit terms,
6-034;
6-5034
Discrimination
prohibited,
6-092
Requests for
information,
6-093
Aid to Families with Dependent Children—See Temporary Aid to Needy Families, this heading.
Aliens—See Immigration status, this heading.
Alimony
Annual reports to Congress,
6-110
Annuity income not
to be discounted,
6-121
Applicants
Individual, consideration in evaluation
of applications,
6-184;
6-5184
Joint—See Joint
applicants, this heading.
Married—See Married persons, this heading.
Qualified, signatures of spouses or other persons,
6-192;
6-5192
Unqualified, signatures of spouses or other persons,
6-192;
6-5192
Applications
Completed
Diligence requirement for,
6-162
Evaluation—See Evaluation of applications, this
heading.
FHLMC/FNMA application
form,
6-199
Mortgage loan, residential real estate,
6-072
Residential real estate mortgage
loan,
6-072;
6-199
Incomplete
Reapplication, restrictions
on requirements for open-end accounts,
6-034;
6-5034
Requests for information—See Requests for information, this
heading.
Taking, rules concerning,
6-176 et seq.;
6-5176 et seq.
Third party, submitted
through; notification,
6-049;
6-5049
Withdrawal
Failure of applicant to inquire as to status,
6-048;
6-5048
Appraisal
report
Assignees, creditors,
6-164
Birth control practices, requests for information prohibited,
6-025;
6-117;
6-5025
Denial, notice of right
to statement of reasons,
6-099
Signatures required,
6-139
Childbearing
Intentions and
capability, requests for information prohibited,
6-025;
6-117;
6-5025
Child support
Classes of transactions, exceptions—See Exceptions for certain classes of transactions, this heading.
Community property
Compliance
Congress, annual reports to,
6-110
Consumer
reporting agencies, routine reports to,
6-050;
6-5050
Cosigners—See Signature requirements, this
heading.
Credit card
Issuer terminating open-end account when customer moves
from service area,
6-156
Credit extension, definition,
6-012
Credit history
Spouses', consideration,
6-123
Wives' credit histories discrete from husbands',
6-145
Accounts
Reporting
In response to inquiry
or routinely to consumer reporting agencies,
6-050;
6-5050
Credit limits,
termination of account based on,
6-156
Creditors
Multiple, notification of adverse action,
6-049;
6-5049
Requirements imposed upon, credit-granting process,
6-112
See also Special-purpose
credit, this heading.
Credit
references, types; evaluation of applications,
6-186;
6-5186
Credit scoring
systems
Age, consideration of in—See Age, this heading.
Empirically derived,
statistically sound,
6-124;
6-125
Credit transaction, definition,
6-008
Creditworthiness
Age as predictive factor of—See Age, at Credit scoring systems, this heading.
Pertinent elements, definition,
6-014
Damages, legal action for prohibited credit discrimination—See Noncompliance, this heading.
Default, adverse action,
6-157
Delinquent account, termination
of not adverse action,
6-157
Dependents, requests for information concerning,
6-117
Diligence requirement, completed application,
6-162
Disclosures—See Notifications.
Discrimination
Due-on-sale clause, exercise of; default, adverse action,
6-157
Dwelling
Appraisal report, providing to applicant for loan secured
by dwelling,
6-061;
6-5061
Requests for information,
loans related to dwelling—See Monitoring
purposes, information for, this heading.
Economically disadvantaged persons, programs,
6-149
Electronic communication
Empirically derived credit scoring systems—See Credit scoring systems, this
heading.
Error, inadvertent
Age—See Age, this heading.
Part-time employment income—See Part-time employment, this
heading.
Security deposits, public-utilities credit,
6-170;
6-5170
Individual accounts,
prohibited grounds for refusal,
6-033;
6-5033
Open-end—See Open-end credit, this heading.
Federal courts, jurisdiction
Costs and damages, awarding,
6-107
FHLMC/FNMA
application form,
6-199
File systems, furnishing credit information,
6-197;
6-5197
Finance-charge
penalty on individual accounts prohibited for married applicants,
6-054;
6-104;
6-5054
Forms
Application—See Applications, this heading.
Good
faith compliance, protection for creditor,
6-154;
6-5154
Governmental
credit
Home-improvement
loan application, FHLMC/FNMA form,
6-199
Immigration status
Inadvertent errors
Income
Index systems, furnishing credit information,
6-197;
6-5197
Individual accounts
Prohibited grounds
for refusal of credit extension,
6-033 et seq.;
6-5033 et seq.
Spouses,
application for separate credit extension,
6-127
Individual applicants, consideration in evaluation
of applications,
6-184;
6-5184
Information
Credit, furnishing—See Credit information, furnishing, this heading.
Evaluating applications,
use of in—See Evaluation of applications, this heading.
Monitoring
purposes, for—See Monitoring purposes,
information for, this heading.
Record retention—See Record
retention, this heading.
Requests for—See Requests for information, this heading.
Inquiries
Insurance
Joint applicants
Judgmental credit scoring systems—See Credit scoring systems, this heading.
Jurisdiction, courts awarding costs and damages,
6-107
Noncompliance, relief,
6-004
Liens, enforceable; creation of; signatures
of spouses or others,
6-195.1;
6-5195.1
Loan-ceiling penalty on individual
accounts of married applicants,
6-054;
6-104;
6-5054
Marital status
Change in
Termination of
open-end account coincidental with,
6-190;
6-5190
Individual accounts, prohibited basis for refusal
of credit extension,
6-033;
6-127;
6-5033
Indirect disclosure
of status through credit-related information,
6-177;
6-5177
Married persons—See also Spouses, this heading.
Separate credit applications,
6-104
Loan-shopping services,
applications through; obtaining of information,
6-197.61;
6-5197.61
Mortgage
loans
Residential real estate
Appraisal report, copy to applicant on request,
6-096.1
Buyer applying to assume
loan, as applicant,
6-160;
6-5160
Requests for information, exception for monitoring
purposes—See Monitoring purposes, information
for, this heading.
Multiple creditors,
application submitted to; notification,
6-049;
6-144;
6-5049
Names
Consistent use of one name
on account may be required,
6-128
National origin
Discrimination
prohibited,
6-092
Not-for-profit organizations, credit assistance
programs; disqualification of applicants,
6-039;
6-094;
6-5039
Denial, termination, or change; statement of,
6-142
Denial for reasons
other than incompleteness,
6-196;
6-5196
Termination of credit,
6-142
Timing of notice, when
application is complete,
6-196;
6-5196
Open-end credit
Termination when
customer moves from service area,
6-156;
6-5156
Overdrafts
Payments consistently made, evaluation of applications,
6-184;
6-5184
Penalties for noncompliance—See Noncompliance, this heading.
Pension income not to be discounted for applicant,
6-121
Persons associated with
applicant, prohibited basis,
6-167;
6-5167
Pertinent element of creditworthiness,
definition,
6-014;
6-5014
Point-of-sale transactions, adverse actions,
6-158;
6-5158
Prequalification and preapproval
Prescreening
Consumer
reporting agency lists, through use of,
6-1649 et seq.
Tactics to
discourage potential applicants prohibited,
6-113
Property, jointly owned; signatures of spouses
or others for extensions of credit,
6-194;
6-5194
Property law, state
Public assistance
programs
Discrimination against participant prohibited,
6-092
Evaluation of applications,
consideration in,
6-183;
6-5183
Qualified applicants, signatures of spouses or other persons;
extensions of credit,
6-192;
6-5192
Race
Discrimination
prohibited,
6-092
Real estate mortgages—See Mortgage loans, this heading.
Reapplication, procedure pending; actions concerning
existing open-end accounts, extensions of credit,
6-191;
6-5191
Inadvertent error, not a violation,
6-148
References, credit; types of; evaluation of applications,
6-186;
6-5186
Regulation B—See Regulation B.
Relief for victims of discrimination granted by federal
courts,
6-107
Remedies for violation
of discrimination prohibitions,
6-105
Renewals of credit, signatures of spouses or other persons,
6-195.2;
6-5195.2
Repayment probability table,
6-125
Reporting information
Consumer
reporting agencies, routine reports to,
6-050;
6-5050
See also specific type of information, this heading.
Residency
Community property state, assumption that applicant resides
in,
6-195;
6-5195
Length of residency,
6-126
Residential real estate mortgage loan—See Mortgage loans, this heading.
Retirement
Attainment not
grounds for revising credit terms,
6-034;
6-5034
Scoring system, credit—See Credit scoring systems, this
heading.
Security deposits for public-utilities credit, limited
exceptions for certain classes of transactions,
6-170;
6-5170
Sex
Discrimination prohibited,
6-092
Individual accounts,
prohibited basis for refusal of credit extension,
6-033;
6-5033
Secured credit, exception,
6-134
Small business lending, data collection,
6-5065.55 et seq.
Compliance
with programs authorized by federal or state laws,
6-195.5;
6-5195.5
Discrimination prohibitions,
6-040 et seq.;
6-5040 et seq.
Evaluation of applications, prohibited basis,
6-181;
6-5181
Spouses
Credit history,
consideration for applicant,
6-123
Individual account,
6-127
Signatures—See Signature requirements, this heading.
Wives' credit histories discrete from husbands',
6-145
Married applicants
not to be penalized on individual accounts,
6-054;
6-5054
Property laws
affecting creditworthiness, consideration of,
6-032;
6-5032
Special-purpose credit programs
authorized by, compliance with,
6-195.5;
6-5195.5
Statutory limitation,
6-108
Student loans,
financial need; special-purpose credit programs,
6-195.8;
6-5195.8
Tables
Repayment
probability,
6-125
Telephone
Companies, exceptions for transactions of,
6-170;
6-5170
Listing
in applicant's name, consideration,
6-029;
6-5029
Third party, applications submitted through; notification,
6-049;
6-5049
Transaction accounts,
overdraft authority on,
6-188;
6-5188
Unemployment compensation, income
from not to be considered,
6-121
Unqualified applicants, signatures of spouses or other
persons; extensions of credit,
6-192;
6-5192
Unsecured credit, signature
requirement for married applicant requesting individual account,
6-036;
6-135;
6-136;
6-5036
Utilities—See Public-utilities credit, this
heading.
Wives' credit histories discrete
from husbands',
6-145Equal employment opportunity (Federal Reserve Board)
, 8-440 et seq.
Accessibility—See Disabilities, physical
or mental, this heading.
Age, discrimination on account of,
8-466
Alcoholism, physical or mental impairment,
8-524
Aliens—See Noncitizens, this heading.
Compliance by Board with,
8-505
Reconsideration of,
8-505
Request procedures,
8-493 et
seq.
Auxiliary aids, definition,
8-523
Class complaints
of discrimination,
8-476 et seq.
Notification to class members,
8-479
Agent of class, definition,
8-476
Class complaint, definition,
8-476
Evidence, obtaining,
8-480
Final action of Board,
8-483
Notification to class members,
8-484
Relief for individual class members,
8-485
Judicial decision on the complaint,
8-482
Judicial review, right
to file civil action for,
8-497;
8-498
Precomplaint processing,
8-477
Resolution, opportunities for,
8-481
Communications, steps taken to facilitate,
8-535;
8-536
Complaints of discrimination,
8-446
Action of Board, final,
8-465
Civil action, right to file
Disability, discrimination based on,
8-497
Enforcement of decision, for,
8-507
Class complaints—See Class complaints of discrimination, this heading.
Complete, definition,
8-523
Consolidation of complaints,
8-521
Appeals—See Appeals, this heading.
Class complaints—See Class complaints of discrimination, this heading.
Review of, request by complainant for,
8-454
Notification to complainant,
8-454
Review of, request
by complainant for,
8-452;
8-454
Equal Employment Opportunity Commission, reports
to,
8-516
Filing of complaints,
8-451
Individual complaints,
8-451
Acknowledgment by
EEO programs director,
8-452
Investigation,
8-455 et seq.
Negotiated grievance procedure,
8-489
Precomplaint processing,
8-447 et
seq.
Remedial actions,
8-500 et seq.
Resolution
Alternative Board procedures,
8-444
Complete complaint, definition,
8-523
Compliance procedures,
8-537 et seq.
Appeals, filing and acceptance,
8-542
Employment
complaints,
8-537 et seq.
Letter
of findings,
8-541
Responsible
official,
8-537
Delegation
of Board authority,
8-521
Disabilities, physical or mental,
8-468;
8-522 et seq.
Accessibility
to programs and activities,
8-531 et seq.
Existing facilities,
8-532
Auxiliary aids, definition,
8-523
Compliance procedures,
8-537 et seq.
Definition,
individual with,
8-524
See also Impairment, this heading.
Employment, nondiscrimination policy,
8-468
Facility, definition,
8-523
Drug addiction, physical or mental
impairment,
8-524
Equal
Employment Opportunity Commission, appeals to—See Appeals, this heading.
Equal employment opportunity programs director, responsibilities,
8-445
Facility, definition,
8-523
Impairment, physical or mental; definition,
8-524
Record of or regarded as having, definition,
8-524
Major life activities,
definition,
8-524
Mental
impairment—See Impairment, this heading.
Negotiated grievance procedure,
8-489
Physical or mental impairment—See Impairment, this heading.
Background and summary,
8-549 et seq.
Program accessibility—See Disabilities, physical or mental, this heading.
Programs and activities,
access for disabled,
8-522 et seq.
Program to promote equal opportunity,
8-443 et seq.
Remedial actions,
8-500 et seq.
Civil action,
8-497 et seq.
Employment, offer of,
8-501
Settlement agreements,
8-517
Compliance with,
8-508 et seq.
Sex-based wage
discrimination—See Equal pay, this heading.
Statistical
information, collection of by Board,
8-513 et
seq.